These terms and conditions apply to this website only. Finance & Development Company Limited (FDC) use the terms “we” or “us” or “our” in this Policy to refer to FDC; and the terms ‘you’, ‘your’ and ‘yours’ means you, the person(s) accessing this Site and any party on whose behalf you are doing so.

The use of our websites implies your acknowledgment and acceptance of all terms, conditions, and notices contained or referenced in this Terms and Conditions. Unauthorized use or misuse of any information posted on our websites is strictly prohibited.

Service Eligibility 

You may not be eligible for all the products or services offered. Eligibility for loans, for example, is determined according to our credit policies. FDC reserves the right to determine the eligibility for any product or service.

Copyright Notices

FDC owns the copyright of the images, text, screens and web pages (or others as indicated) appearing on the website. You may copy information from the Website for your personal or educational use, provided that each copy includes copyright, trademark or service mark notices or attribution as they appear on the website. The information and material may not otherwise be copied, displayed, distributed, downloaded, licensed, modified, published, re-posted, reproduced, reused, sold, transmitted, used to create a derivative work or otherwise used for public or commercial purposes, except as provided in these terms, without the express written permission of FDC.

Online Data Transition

Any communication or material you transmit to us via the website or e-mail is not considered to be confidential and FDC may use such communication or material for any legal purpose, unless prohibited by law.

Content and Materials

We use our best efforts to include accurate and up-to-date information on all our products and services and available for sale items, but we make no warranties or representation as to the accuracy of the information. By accessing and using information contained on this website, you understand and agree to its use at your own risk.

Limitation of Liability

You acknowledge that we specifically disclaim any liability (whether based in contract, tort, strict liability or otherwise) for any direct, indirect, incidental, consequential, or special damages arising out of, or in any way connected with, your access to or use of any information. This includes liability associated with any viruses that may infect a user’s computer, mobile devices or other equipment used or associated.

Links to Other Sites

If you access a third-party website or service through a link on our website, you will be subject to the terms of use and privacy policies of that third-party website or service. FDC is not responsible for the content, terms of use, privacy policies, business practices or products or services of any third-party website or service.

Governing Law

These terms and conditions shall be governed and enforced in accordance with the laws of Antigua and Barbuda you agree to submit to the exclusive jurisdiction of same.